Longterm Investment Test Long-Term Investing Knowledge Test Instructions: Answer all 25 questions. Each question is worth 4 points. Total score: 100 points. Attempt Limit: You may take this test up to 3 times using the same email address. Student Name Student Email 1. What is crypto adoption? A password reset process More people, businesses, or institutions using a crypto network A stock split A broker fee 2. What is dollar-cost averaging? Borrowing money to invest Investing a fixed amount regularly over time Selling after every dip Investing everything at once only 3. What should investors do before buying a stock or crypto asset? Buy immediately based on hype Ignore all risk Ask strangers only Research the asset, risks, fundamentals, and long-term potential 4. What is EPS? Earnings per share Estimated profit signal Equity protection strategy Exchange payment system 5. What is a growth stock? A stock from a company expected to grow faster than average A stock that never drops A stock with no risk A stock that always pays high dividends 6. What is Bitcoin often viewed as by long-term crypto investors? A decentralized digital store of value A company stock A dividend fund A physical dollar 7. What is price appreciation? When a stock stops trading When a broker charges a fee When a company changes its name When an investment increases in value 8. What is asset allocation? The price of one stock How money is divided among different investment types A crypto wallet address A dividend payment 9. What is a crypto token? A bank card A physical coin A digital asset built on an existing blockchain A company share 10. What is network activity in crypto? Usage of a blockchain such as transactions and wallet activity A stock dividend A bank policy A company payroll list 11. What is a crypto coin? A cryptocurrency with its own blockchain A token built only on another blockchain A stock certificate A bond 12. What is long-term investing? Buying and holding assets for years with the goal of growth over time Trying to get rich overnight Buying and selling every minute Using only leverage 13. Why should younger investors often think long-term? They only need cash They cannot lose money They should avoid all investing They usually have more time to recover from downturns and benefit from compounding 14. What is an index fund? A company loan A fund designed to track a market index A crypto exchange A stock password 15. What is staking? Buying a stock Printing money Using leverage Locking crypto to help secure a network and possibly earn rewards 16. What is fundamental analysis? Only guessing prices Only looking at memes Studying a company or asset’s real value and long-term strength Only checking daily candles 17. What is cryptocurrency? A physical coin only A bank loan A company stock Digital money or digital assets built on blockchain technology 18. Why should investors avoid hype-only crypto projects? Hype can disappear quickly and prices can crash Hype replaces fundamentals Hype removes risk Hype guarantees value 19. What is concentration risk? Holding ETFs Having too much money in one asset or sector Using a savings account Being diversified 20. What is diversification? Avoiding all investing Spreading investments across different assets Putting everything into one crypto Buying only one stock 21. What is an ETF? A fund that holds a basket of assets and trades like a stock A bank account A single private company A crypto seed phrase 22. What is a private key? A public username A stock ticker A secret code that gives access to crypto A broker fee 23. What is compounding? A broker fee Earning returns on previous returns over time Losing money automatically A crypto password 24. What is a rug pull? A dividend payment A stock split A scam where project creators take funds and abandon the project A safe investment method 25. What is revenue? Total sales before expenses A dividend payment A crypto fee Profit after expenses only Submit Test