Longterm Investment Test

1. What is revenue?

A crypto fee A dividend payment Total sales before expenses Profit after expenses only

2. What is FOMO?

Fear of missing out Fixed ownership market order Financial option market only Fast open money offer

3. Why is crypto usually more volatile than large-cap stocks?

Crypto has no buyers Crypto always has guaranteed value Stocks never move Crypto markets are newer, less regulated, and often sentiment-driven

4. What is phishing in crypto?

A staking reward A market index A dividend plan A scam that tricks users into revealing passwords or private keys

5. What is a stock?

A tax form A crypto wallet A bank loan A share of ownership in a company

6. What is fundamental analysis?

Only checking daily candles Studying a company or asset’s real value and long-term strength Only looking at memes Only guessing prices

7. Why are ETFs and index funds useful for long-term investors?

They provide diversification and simplicity They avoid all risk They never decline They guarantee profits

8. What is a crypto token?

A digital asset built on an existing blockchain A bank card A physical coin A company share

9. Why is long-term investing important?

It allows time for compounding and market growth It avoids all market downturns It removes all risk It guarantees daily profit

10. What is a crypto coin?

A cryptocurrency with its own blockchain A bond A token built only on another blockchain A stock certificate

11. Why should investors review their portfolio periodically?

To make sure it still matches goals and risk tolerance To avoid learning To chase every trend To trade every hour

12. What is a growth stock?

A stock that always pays high dividends A stock from a company expected to grow faster than average A stock with no risk A stock that never drops

13. What is long-term investing?

Buying and selling every minute Trying to get rich overnight Using only leverage Buying and holding assets for years with the goal of growth over time

14. What is price appreciation?

When a stock stops trading When an investment increases in value When a company changes its name When a broker charges a fee

15. What is the risk of keeping all crypto on an exchange?

Crypto becomes risk-free The exchange could be hacked, frozen, or fail Private keys become stronger The funds become automatically insured

16. What is dollar-cost averaging?

Investing everything at once only Borrowing money to invest Investing a fixed amount regularly over time Selling after every dip

17. Why should investors diversify between stocks and crypto?

To eliminate volatility To balance growth potential and risk exposure To avoid learning To guarantee profit

18. What is a blue-chip stock?

A stock from a brand-new company only A penny stock only A stock from a large, established, financially strong company A crypto token

19. What is a crypto wallet?

A brokerage account only A tool used to access and manage crypto A tax document A physical wallet only

20. Why should younger investors often think long-term?

They only need cash They usually have more time to recover from downturns and benefit from compounding They cannot lose money They should avoid all investing

21. What is Ethereum known for?

Smart contracts and decentralized applications Only paying dividends Only tracking the S&P 500 Only being a bank account

22. What should investors do before buying a stock or crypto asset?

Ignore all risk Buy immediately based on hype Ask strangers only Research the asset, risks, fundamentals, and long-term potential

23. Why is patience important in long-term investing?

Because research is not needed Because losses never happen Because markets always rise daily Because quality investments need time to grow

24. What is a dividend?

A payment some companies make to shareholders A loan payment A broker password A crypto mining reward only

25. Do all stocks pay dividends?

Only losing companies pay dividends No, some companies reinvest profits instead Only crypto companies pay dividends Yes, every stock pays dividends