Longterm Investment Test

1. What is earnings?

Total sales before expenses Profit after expenses A broker fee A crypto wallet

2. What is a crypto wallet?

A physical wallet only A tool used to access and manage crypto A tax document A brokerage account only

3. What is cryptocurrency?

A bank loan A physical coin only A company stock Digital money or digital assets built on blockchain technology

4. Why does token supply matter?

Supply guarantees profit Supply removes risk Supply controls private keys Supply affects scarcity, inflation, and potential long-term value

5. What is an index fund?

A crypto exchange A company loan A stock password A fund designed to track a market index

6. What is network activity in crypto?

A company payroll list A stock dividend A bank policy Usage of a blockchain such as transactions and wallet activity

7. What is dollar-cost averaging?

Investing a fixed amount regularly over time Investing everything at once only Borrowing money to invest Selling after every dip

8. What is rebalancing?

Selling everything daily Avoiding all investing Buying only one asset Adjusting a portfolio back to target allocations

9. What is a dividend?

A payment some companies make to shareholders A broker password A loan payment A crypto mining reward only

10. What is a crypto coin?

A bond A stock certificate A cryptocurrency with its own blockchain A token built only on another blockchain

11. What is staking?

Locking crypto to help secure a network and possibly earn rewards Using leverage Buying a stock Printing money

12. What is crypto market capitalization?

Token price multiplied by circulating supply The founder’s salary Total number of wallets only Daily exchange fee

13. What is price appreciation?

When a stock stops trading When a company changes its name When a broker charges a fee When an investment increases in value

14. What is a stock?

A share of ownership in a company A tax form A bank loan A crypto wallet

15. Why are ETFs and index funds useful for long-term investors?

They provide diversification and simplicity They guarantee profits They never decline They avoid all risk

16. Why should investors compare companies within the same industry?

It avoids research It guarantees profit It removes volatility It helps evaluate relative strength and valuation

17. Why should investors avoid hype-only crypto projects?

Hype removes risk Hype can disappear quickly and prices can crash Hype guarantees value Hype replaces fundamentals

18. What is a cold wallet?

A wallet connected to the internet A crypto wallet stored offline A bank app A stock account

19. What should investors do before buying a stock or crypto asset?

Research the asset, risks, fundamentals, and long-term potential Ask strangers only Ignore all risk Buy immediately based on hype

20. Why is self-custody important in crypto?

It removes volatility It guarantees profits It replaces taxes It gives the investor control over private keys

21. Why should investors diversify between stocks and crypto?

To guarantee profit To eliminate volatility To avoid learning To balance growth potential and risk exposure

22. What is market capitalization?

A company’s rent Share price multiplied by shares outstanding A dividend date A crypto password

23. What is Bitcoin often viewed as by long-term crypto investors?

A company stock A physical dollar A dividend fund A decentralized digital store of value

24. Why do long-term investors study earnings growth?

It removes market risk It replaces diversification It can show whether a company is becoming more profitable It guarantees the stock will rise

25. What is risk tolerance?

A company’s revenue How much volatility or loss an investor can handle The amount of profit guaranteed A broker’s fee