Longterm Investment Test

1. Why should long-term investors avoid panic selling?

It can lock in losses during temporary downturns It removes taxes It always increases returns It guarantees a better entry

2. What is a stablecoin?

A cold wallet A stock index A crypto designed to track another asset like the U.S. dollar A guaranteed profit coin

3. What is earnings?

Total sales before expenses Profit after expenses A crypto wallet A broker fee

4. Why should younger investors often think long-term?

They only need cash They cannot lose money They usually have more time to recover from downturns and benefit from compounding They should avoid all investing

5. What is a crypto wallet?

A brokerage account only A tool used to access and manage crypto A physical wallet only A tax document

6. What is DeFi?

A stock market holiday Decentralized finance applications built on blockchain A bank branch A tax form

7. What is the main benefit of a long time horizon?

No market risk Guaranteed profit every month More time to recover from downturns and benefit from growth No need to diversify

8. Why do long-term investors study earnings growth?

It can show whether a company is becoming more profitable It removes market risk It guarantees the stock will rise It replaces diversification

9. What is an index fund?

A company loan A stock password A fund designed to track a market index A crypto exchange

10. What is the S&P 500?

A bank account An index of about 500 large U.S. companies A crypto exchange A single company

11. What is a crypto token?

A company share A digital asset built on an existing blockchain A physical coin A bank card

12. What is a stock?

A share of ownership in a company A tax form A bank loan A crypto wallet

13. What should investors do before buying a stock or crypto asset?

Ignore all risk Ask strangers only Buy immediately based on hype Research the asset, risks, fundamentals, and long-term potential

14. Why should investors compare companies within the same industry?

It removes volatility It avoids research It guarantees profit It helps evaluate relative strength and valuation

15. How can stock investors make money long-term?

Only broker bonuses Only bank interest Price appreciation and dividends Only tax refunds

16. What is risk tolerance?

How much volatility or loss an investor can handle A company’s revenue A broker’s fee The amount of profit guaranteed

17. Why is self-custody important in crypto?

It removes volatility It gives the investor control over private keys It guarantees profits It replaces taxes

18. Why is developer activity important in crypto investing?

It shows whether a project is being improved and built It removes volatility It replaces security It guarantees profits

19. Why is long-term investing important?

It avoids all market downturns It removes all risk It allows time for compounding and market growth It guarantees daily profit

20. What is phishing in crypto?

A scam that tricks users into revealing passwords or private keys A staking reward A market index A dividend plan

21. Why should investors avoid hype-only crypto projects?

Hype guarantees value Hype can disappear quickly and prices can crash Hype removes risk Hype replaces fundamentals

22. What is compounding?

Losing money automatically Earning returns on previous returns over time A broker fee A crypto password

23. What is an ETF?

A single private company A crypto seed phrase A bank account A fund that holds a basket of assets and trades like a stock

24. What is concentration risk?

Using a savings account Being diversified Having too much money in one asset or sector Holding ETFs

25. What is the P/E ratio?

Premium earnings rate Public equity rule Profit exchange return Price-to-earnings ratio