Longterm Investment Test

1. Why is crypto usually more volatile than large-cap stocks?

Crypto has no buyers Crypto always has guaranteed value Crypto markets are newer, less regulated, and often sentiment-driven Stocks never move

2. What is risk tolerance?

A company’s revenue How much volatility or loss an investor can handle A broker’s fee The amount of profit guaranteed

3. What is earnings?

A broker fee Total sales before expenses A crypto wallet Profit after expenses

4. What is DeFi?

A tax form Decentralized finance applications built on blockchain A bank branch A stock market holiday

5. What is a cold wallet?

A stock account A bank app A crypto wallet stored offline A wallet connected to the internet

6. Why should investors compare companies within the same industry?

It guarantees profit It helps evaluate relative strength and valuation It removes volatility It avoids research

7. What is market capitalization?

A dividend date A company’s rent A crypto password Share price multiplied by shares outstanding

8. What is dollar-cost averaging?

Investing a fixed amount regularly over time Selling after every dip Borrowing money to invest Investing everything at once only

9. What is a crypto token?

A company share A physical coin A digital asset built on an existing blockchain A bank card

10. What is a dividend?

A payment some companies make to shareholders A crypto mining reward only A loan payment A broker password

11. Why is developer activity important in crypto investing?

It guarantees profits It shows whether a project is being improved and built It removes volatility It replaces security

12. What is price appreciation?

When a company changes its name When a stock stops trading When a broker charges a fee When an investment increases in value

13. What is compounding?

Losing money automatically A crypto password A broker fee Earning returns on previous returns over time

14. What is crypto adoption?

More people, businesses, or institutions using a crypto network A password reset process A stock split A broker fee

15. What is a stock?

A bank loan A tax form A share of ownership in a company A crypto wallet

16. What is a stablecoin?

A crypto designed to track another asset like the U.S. dollar A stock index A guaranteed profit coin A cold wallet

17. What is a private key?

A secret code that gives access to crypto A public username A broker fee A stock ticker

18. Why should investors avoid hype-only crypto projects?

Hype removes risk Hype can disappear quickly and prices can crash Hype replaces fundamentals Hype guarantees value

19. What is network activity in crypto?

A bank policy A company payroll list Usage of a blockchain such as transactions and wallet activity A stock dividend

20. How can stock investors make money long-term?

Only broker bonuses Only tax refunds Price appreciation and dividends Only bank interest

21. Why should long-term investors avoid panic selling?

It always increases returns It removes taxes It can lock in losses during temporary downturns It guarantees a better entry

22. What is volatility?

Guaranteed growth A tax benefit Large or frequent price movement A broker login

23. What is concentration risk?

Having too much money in one asset or sector Being diversified Holding ETFs Using a savings account

24. What is the P/E ratio?

Premium earnings rate Price-to-earnings ratio Profit exchange return Public equity rule

25. What is a crypto wallet?

A tax document A physical wallet only A tool used to access and manage crypto A brokerage account only