Longterm Investment Test

1. Why is patience important in long-term investing?

Because research is not needed Because quality investments need time to grow Because markets always rise daily Because losses never happen

2. What is a long-term investment thesis?

A broker password A tax refund The reason an investor believes an asset can grow over time A short-term rumor

3. What is a cold wallet?

A stock account A wallet connected to the internet A bank app A crypto wallet stored offline

4. Why should investors review their portfolio periodically?

To trade every hour To avoid learning To make sure it still matches goals and risk tolerance To chase every trend

5. What is a dividend?

A payment some companies make to shareholders A loan payment A broker password A crypto mining reward only

6. Why are ETFs and index funds useful for long-term investors?

They guarantee profits They never decline They avoid all risk They provide diversification and simplicity

7. What is the best description of long-term investing?

A way to get rich overnight A daily gambling strategy A disciplined strategy based on time, research, diversification, and patience A risk-free method

8. What is an index fund?

A stock password A crypto exchange A fund designed to track a market index A company loan

9. Why should long-term investors avoid panic selling?

It always increases returns It can lock in losses during temporary downturns It guarantees a better entry It removes taxes

10. Why is self-custody important in crypto?

It guarantees profits It removes volatility It replaces taxes It gives the investor control over private keys

11. What is Bitcoin often viewed as by long-term crypto investors?

A dividend fund A company stock A physical dollar A decentralized digital store of value

12. What is the risk of keeping all crypto on an exchange?

The exchange could be hacked, frozen, or fail The funds become automatically insured Private keys become stronger Crypto becomes risk-free

13. What is asset allocation?

How money is divided among different investment types A dividend payment The price of one stock A crypto wallet address

14. Why is developer activity important in crypto investing?

It guarantees profits It replaces security It removes volatility It shows whether a project is being improved and built

15. What is crypto market capitalization?

Daily exchange fee The founder’s salary Total number of wallets only Token price multiplied by circulating supply

16. What is price appreciation?

When an investment increases in value When a stock stops trading When a broker charges a fee When a company changes its name

17. What should investors do before buying a stock or crypto asset?

Ignore all risk Buy immediately based on hype Ask strangers only Research the asset, risks, fundamentals, and long-term potential

18. What is compounding?

Losing money automatically A broker fee Earning returns on previous returns over time A crypto password

19. What is phishing in crypto?

A market index A dividend plan A staking reward A scam that tricks users into revealing passwords or private keys

20. What is a stock?

A tax form A crypto wallet A share of ownership in a company A bank loan

21. What is a crypto token?

A digital asset built on an existing blockchain A company share A bank card A physical coin

22. Why should investors diversify between stocks and crypto?

To eliminate volatility To balance growth potential and risk exposure To guarantee profit To avoid learning

23. What is cryptocurrency?

Digital money or digital assets built on blockchain technology A bank loan A company stock A physical coin only

24. What is revenue?

A dividend payment Total sales before expenses Profit after expenses only A crypto fee

25. What is blockchain?

A decentralized digital ledger A credit card A stock exchange A bank vault