Longterm Investment Test

1. What is a cold wallet?

A stock account A wallet connected to the internet A bank app A crypto wallet stored offline

2. Why is long-term investing important?

It guarantees daily profit It avoids all market downturns It allows time for compounding and market growth It removes all risk

3. Why are ETFs and index funds useful for long-term investors?

They avoid all risk They provide diversification and simplicity They never decline They guarantee profits

4. What is a long-term investment thesis?

A tax refund The reason an investor believes an asset can grow over time A short-term rumor A broker password

5. What is an ETF?

A bank account A single private company A crypto seed phrase A fund that holds a basket of assets and trades like a stock

6. What is long-term investing?

Buying and holding assets for years with the goal of growth over time Buying and selling every minute Trying to get rich overnight Using only leverage

7. What is price appreciation?

When an investment increases in value When a stock stops trading When a broker charges a fee When a company changes its name

8. Why should investors compare companies within the same industry?

It guarantees profit It removes volatility It helps evaluate relative strength and valuation It avoids research

9. Why do long-term investors study earnings growth?

It can show whether a company is becoming more profitable It guarantees the stock will rise It replaces diversification It removes market risk

10. Why should private keys never be shared?

They are public information Anyone with the key can control the crypto They expire every day They are used only for taxes

11. What is cryptocurrency?

A bank loan A physical coin only A company stock Digital money or digital assets built on blockchain technology

12. How can stock investors make money long-term?

Only broker bonuses Price appreciation and dividends Only tax refunds Only bank interest

13. What is rebalancing?

Adjusting a portfolio back to target allocations Buying only one asset Avoiding all investing Selling everything daily

14. What is a blue-chip stock?

A penny stock only A stock from a brand-new company only A crypto token A stock from a large, established, financially strong company

15. What is a crypto token?

A bank card A digital asset built on an existing blockchain A company share A physical coin

16. Why is debt important when analyzing a company?

Debt means the stock is risk-free Too much debt can increase financial risk Debt always guarantees growth Debt has no effect

17. What is revenue?

Profit after expenses only Total sales before expenses A crypto fee A dividend payment

18. Why is crypto usually more volatile than large-cap stocks?

Crypto markets are newer, less regulated, and often sentiment-driven Stocks never move Crypto has no buyers Crypto always has guaranteed value

19. Why should investors avoid hype-only crypto projects?

Hype guarantees value Hype replaces fundamentals Hype removes risk Hype can disappear quickly and prices can crash

20. What is a growth stock?

A stock that always pays high dividends A stock that never drops A stock with no risk A stock from a company expected to grow faster than average

21. Why is patience important in long-term investing?

Because quality investments need time to grow Because markets always rise daily Because losses never happen Because research is not needed

22. What is crypto market capitalization?

Token price multiplied by circulating supply Daily exchange fee Total number of wallets only The founder’s salary

23. What is earnings?

A crypto wallet Profit after expenses Total sales before expenses A broker fee

24. What is a stablecoin?

A guaranteed profit coin A cold wallet A crypto designed to track another asset like the U.S. dollar A stock index

25. What is market capitalization?

A dividend date A crypto password A company’s rent Share price multiplied by shares outstanding