Longterm Investment Test Long-Term Investing Knowledge Test Instructions: Answer all 25 questions. Each question is worth 4 points. Total score: 100 points. Attempt Limit: You may take this test up to 3 times using the same email address. Student Name Student Email 1. What is market capitalization? A crypto password Share price multiplied by shares outstanding A dividend date A company’s rent 2. What is crypto adoption? A stock split More people, businesses, or institutions using a crypto network A broker fee A password reset process 3. Why does token supply matter? Supply affects scarcity, inflation, and potential long-term value Supply controls private keys Supply guarantees profit Supply removes risk 4. What is diversification? Putting everything into one crypto Buying only one stock Avoiding all investing Spreading investments across different assets 5. What is a private key? A public username A broker fee A stock ticker A secret code that gives access to crypto 6. What is a stock? A bank loan A tax form A crypto wallet A share of ownership in a company 7. Why is debt important when analyzing a company? Debt always guarantees growth Debt means the stock is risk-free Debt has no effect Too much debt can increase financial risk 8. What is a crypto token? A digital asset built on an existing blockchain A physical coin A company share A bank card 9. Do all stocks pay dividends? No, some companies reinvest profits instead Only losing companies pay dividends Only crypto companies pay dividends Yes, every stock pays dividends 10. What is a crypto coin? A stock certificate A cryptocurrency with its own blockchain A bond A token built only on another blockchain 11. What is Bitcoin often viewed as by long-term crypto investors? A company stock A dividend fund A decentralized digital store of value A physical dollar 12. What is cryptocurrency? A company stock A physical coin only Digital money or digital assets built on blockchain technology A bank loan 13. What is a growth stock? A stock that always pays high dividends A stock from a company expected to grow faster than average A stock that never drops A stock with no risk 14. Why should younger investors often think long-term? They only need cash They cannot lose money They usually have more time to recover from downturns and benefit from compounding They should avoid all investing 15. Why is developer activity important in crypto investing? It replaces security It guarantees profits It shows whether a project is being improved and built It removes volatility 16. What is the main benefit of a long time horizon? More time to recover from downturns and benefit from growth No need to diversify No market risk Guaranteed profit every month 17. What is the risk of keeping all crypto on an exchange? Crypto becomes risk-free The exchange could be hacked, frozen, or fail Private keys become stronger The funds become automatically insured 18. What is a dividend? A payment some companies make to shareholders A broker password A crypto mining reward only A loan payment 19. What is a cold wallet? A bank app A stock account A crypto wallet stored offline A wallet connected to the internet 20. What is a stablecoin? A crypto designed to track another asset like the U.S. dollar A stock index A cold wallet A guaranteed profit coin 21. What is a blue-chip stock? A stock from a brand-new company only A stock from a large, established, financially strong company A crypto token A penny stock only 22. Why is long-term investing important? It removes all risk It guarantees daily profit It avoids all market downturns It allows time for compounding and market growth 23. What is a crypto wallet? A physical wallet only A tool used to access and manage crypto A tax document A brokerage account only 24. What is FOMO? Financial option market only Fixed ownership market order Fast open money offer Fear of missing out 25. What is a long-term investment thesis? A short-term rumor A broker password The reason an investor believes an asset can grow over time A tax refund Submit Test